tag:blogger.com,1999:blog-18156735.post113280025428376382..comments2023-10-29T17:43:27.054+07:00Comments on café salemba: Iman vs incentiveUnknownnoreply@blogger.comBlogger1125tag:blogger.com,1999:blog-18156735.post-1135738659371970002005-12-28T09:57:00.000+07:002005-12-28T09:57:00.000+07:00A.P., in Bank Muamalat, we categorize market as:1....A.P., in Bank Muamalat, we categorize market as:1. Spiritual Market, 2. Rational Market. Our main target is the spiritual market. Because they act upon their believe, their Iman. And because they believe that the INTEREST from the Bank is RIBA, then they would not go back to the conventional bank. If a customer still thinks to move his money from Islamic Bank to Conventional Bank or vice versa because of the monetary advantage that he could reap, then he doesn't consider 'believe' at all. It will be a waste of energy for Islamic Banks to try to keep him from moving his money to Conventional Bank. <BR/><BR/>Why, then, the official of Bank Indonesia's Sharia Department appeal that the customers of Islamic Banks should remain loyal? <BR/><BR/>From my perspective he just doesn't have a strong believe to his 'Iman'.<BR/><BR/>wassalaam,<BR/>harioAnonymousnoreply@blogger.com